Insurance Risk Lead

Hello! Thanks for stopping by. Let us tell you about all the great reasons to join us here at Yorkshire Water:

•    We offer a competitive salary, depending on experience, starting from £38,887 to £46,178.

•    Annual incentive related bonus (£1000 maximum bonus opportunity for the performance year).

•    Attractive pension scheme (up to 12% company contribution).

•    Development opportunities in line with the Insurance Risk Lead progression plan.

•    25 days annual leave plus bank holidays – plus an extra wellness day!

•    Life assurance cover of 4 times pensionable salary.

•    A great benefits package – choose from health cash plan scheme, critical illness insurance, dental insurance, life assurance flex and partner cover.

•    Retail savings scheme.

•    Online GP service, cycle to work scheme, gym membership discounts and many more!

Location: Bradford BD6 / Hybrid Working (two office days a week – Bradford).

Work type: Permanent. 37 hours per week, Monday – Friday.

We have an exciting opportunity for an Insurance Risk Lead to join the Company Secretariat team at Yorkshire Water and be a part of helping Yorkshire Water to provide the best service to our customers. Could this be you?

What we do!

Everyone has an idea of what a water company does. Here in Yorkshire, we make sure that over 5.4 million people living in the region and the millions of people who visit our region each year, can rely on our services, and have clean and safe drinking water on tap and that their wastewater is taken away. But for us, it’s so much more than this.

We look after communities, protect the environment, and plan to look after Yorkshire’s water, today, tomorrow 24/7, 365 days a year. We provide essential water and wastewater services to every corner of the Yorkshire region, and play a key role in the region’s health, wellbeing, and prosperity.

New environmental legislation, unprecedented levels of investment and changing expectations from customers means that this is an exciting time to discover opportunities within the water industry. Our Company Secretariat team are a key part of how we plan to meet the changing expectations of customers and regulators.

The Insurance Risk Lead will be responsible for delivery of the insurance renewal programme for YW/Kelda, day to day liaison with our brokers, and supporting the overall insurance strategy to ensure best value and coverage policies. This role also involves identifying and mitigating insurance risks and driving continuous improvement.  Insurance initiatives and opportunities are identified and managed to drive positive outcomes.

Where you fit in!

As our Insurance Risk Lead your key accountabilities will include:

Insurance Renewal

•    Oversee the provision of information from internal data sources.

•    Evaluate, validate, and assess the accuracy of provided data while identifying potential areas for improvement.

•    Provide and manage insights and ensure timely distribution of renewal documentation.

•    Coordinate with the finance department regarding insurance premiums and rebates.

External Relationships and Initiatives

•    Collaborate with brokers to support and develop the insurance strategy.

•    Facilitate initiatives by involving YW subject matter experts in broker discussions.

•    Manage insurer site visits from initiation to completion, including tracking progress on agreed recommendations.

•    Represent YW at relevant industry forums and groups as required.

YW Insurance Risk

•    Attend regular meetings with internal and external teams to review claims experiences.

•    Analyse YW’s claims exposure across all policies.

•    Share insights and provide recommendations to stakeholders.

•    Maintain and regularly update the company risk register with insurable risks.

Internal Relationships and Processes

•    Work closely with audit, risk, and compliance leadership on enterprise-wide risks.

•    Partner with departments such as land and property to address insurance risks.

•    Promote awareness and understanding of the YW insurance programme.

•    Oversee internal claims procedures and material incident notification processes.

•    Provide ad hoc insurance advice as needed.

What skills & qualifications you will need:

Technical and Strategic Skills

•    Ability to support delivery of renewal strategy and long-term objectives for the insurance programme.

•    Strong understanding of risk management principles.

•    Familiarity with compliance and regulatory obligations, including the Insurance Act 2015.

•    Skilled in using various tools to analyse data and report insights to stakeholders.

Contribution and Continuous Improvement

•    Positive contribution to the overall goals of the Audit, Risk and Compliance team.

•    Proactive in seeking improvements and embracing new challenges.

Values and Ethics

•    Demonstrates Yorkshire Water’s company values and behaviours.

•    Upholds high standards of integrity and ethics.

Organisational and Communication Skills

•    Excellent organisational abilities, with a high level of accuracy.

•    Can prioritise conflicting workloads and deliver to a high standard.

•    Outstanding interpersonal and communication skills to build effective internal and external relationships.

•    Ability to negotiate and influence effectively.

Teamwork and Personal Attributes

•    Collaborative approach with ability to work effectively with different teams.

•    Strong commitment and flexibility.

You will also benefit from having:

•    Professional qualification e.g. IRM, CIM or equivalent professional experience.

•    Experience in the Water or Utilities sectors.

•    Experience of insurance claims handling.

•    Full valid driving license as occasional travel to operational sites across Yorkshire is required.

•    Intermediate user of Microsoft Office packages; Excel, Project, Power BI, PowerPoint and Word.

Although we operate 24 hours a day, 365 days a year, it’s important to us that we support flexible working patterns and job share options (when we can), to help you make the best of both your work and home life. We know that juggling childcare responsibilities or getting that ideal work/life balance isn’t always easy!

Do we sound like your cup of tea?

If you’ve got experience as an Insurance Risk Lead and want to help us deliver great service for our customers whilst looking after the environment, then be sure to apply today to find out what a career with Yorkshire Water can offer you.

If successful for the role, you will be required to undergo pre-employment checks that will include a Basic Disclosure Check, carried out through a Third-Party Company, prior to commencing employment. Depending on the role, you may also be required to go through the security vetting process for either a Counter Terrorist Check or Security Check clearance.

All our roles are subject to a medical questionnaire, and further medicals when required.

We are committed to removing barriers and ensuring our recruitment process is accessible to everyone. We offer a range of adjustments to make your application experience as comfortable and straightforward as possible.

If you have an accessibility need, disability, or condition that requires changes to the recruitment process, please include this information in your application. We will then discuss any reasonable adjustments required.

Kelda Group reserve the right to close this position before the published closing date, should the need occur. We therefore advise that you complete and submit your application as soon as possible.

Closing date for this role is 3rd September 2025.

No agencies please.